chis w

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Verified Reviewer
| map-marker Southlake, Texas

Farmers FCU is TERRIBLE

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The banking services provided by Farmers FCU are terrible. I have had checking, savings and credit card accounts with numerous banks over the years.

FCU is by far the worst I have ever done business with. I joined FCU for their cash back credit card. Absolutely not worth the hassle.

A few examples of why Farmers FCU is terrible:

- Their website is terrible. The navigation is confusing and basic functionality is lacking.

The website was down for several weeks at one point last year and I couldn't access my credit card statements online for months.

- You can only pay the credit card statement online from a FCU checking or savings account (not another bank)

- Transfers from my savings account at another bank to my savings account Farmers FCU failed more than once. I don't know why, but I do know I havent had this issue transferring money form this account to anyother banks, and Farmers FCU didnot provide me with any notice that the transfer failed

- There is no way to reconcile your credit card spending with the points earned on the credit card. The monthly statement includes a section on points earned and redeemed. But it is ALWAYS wrong by a lot - sometimes way too high other times way too low.

The only way to confirm you are getting the points you've earned is to download all your activity into Excel and calculate the earnings yourself

- It takes MONTHS to receive the cash back after you earn points

- They refused to refund the $99 annual credit card fee in Year 2 even though my account was in excellent standing and I did not have a single purchase transaction during year 2. Once you cancel the card Farmers FCU WILL NOT let you redeem any points associated with purchases made during ~2 months prior to closing the account.

I called FCU before my card auto-renewed and was assured they would rebate the $99 fee. This turned out to be a lie.

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User's recommendation: I would VERY STRONGLY discourage anyone from doing business with Farmers FCU.

Janice T Qfp

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Verified Reviewer
| map-marker Riverside, California

Will not cover all damages

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I brought my damaged vehicle to theit appraiser Because there was rear and side damage they claim it must be two issues requiring two deductibles There is a total waste of time to dpeak to someone other than the prejudiced claim adjuster. If i can produce a video of the incident where my car was hit in an extended stay in a parking garage they will honor Otherwise not!!!
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Loss:
$5
Pros:
  • Part of nysut
Cons:
  • Poor respose

Preferred solution: One proper claim Not two

User's recommendation: Don’t switch to farmers I was with Allstate for 30 years

Lillis Tii

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Verified Reviewer
| map-marker Albuquerque, New Mexico

Totaled car claim has not been settled

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Cant get an answer from farmers when you totally my outlander suv. Even when I sent in pictures of damage twice when asked. Need to know $ of proposed settlement and how that amount was determined.
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User's recommendation: Do not buy if corporate can’t get their act together in a timely manner.

Lewis W Pyo

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Verified Reviewer
| map-marker Lockport, New York

Previous account

I am being contacted by collection agencies stating I owe a bill when in fact I do not and did not when I changed insurance companies..ur agent informed me they were no longer going to be accepting monthly payments so if I didnt wanna switch to 2xs a year payments I would have to find another insurance companyso I actually ended up getting rid of vehicle to my father who then insured it in his name I sent proof of insurance already this was supposed to be cleared up havent heard anything about this in over a year now the collection agencies are calling me please take care of this matter on your end and agent was James from Amherst ny

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Anonymous
map-marker Fort Worth, Texas

Failure to renew my policy

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Policy expired on March 20 company will not write a renewal, no claims for more than 3 years,What a scam,!Took my premiums for years!! so now what!Copies will be forwarded to insurance board in Austin and Washington DC your company needs to have a hard look taken to this policy No fine print to read,
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User's recommendation: check out agent for full disclosure&look for another company

John M Lcr

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Verified Reviewer

Bad service by claims

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Original review Dec 08, 2023

Low ball on settlement and non-responsive adjusters.

Had a car stolen six weeks ago.

When it was recovered was left unattended and unlocked at a shop for 10 days.

Over two weeks later still no contact on claim.

When I was able to get ahold of the adjuster was told it was totaled and they offered me what I think is 2500 less than fair value.

Thier department used cars with 20000 to 30000 miles more than mine and with less equipment, v6 instead of v8 motor, and model down grade to justify low ball.

Then I was asked to do thier work for them and send comps. To justify higher value. I also included receipts for more rhan 5000 dollars of recent work to show car was in above average condition.

Which the adjuster agreed with.

Thus was Nov 15 now Dec 8.

Have now sent info to three other people in hopes of getting satisfaction no results.

Plenty if excuses computers are down, it hasn't been that long.

I was out of the office on the days I promised to call you back.

And just not responding to any emails.

One of the best was th phone # i was given for the regional manager was not in service.

DO NOT GET AUTO INS FROM THIS COMPANY.Do

View full review
Loss:
$2500
Pros:
  • Low cost ins
Cons:
  • Low ballers bulleys no payout on full coverage

Preferred solution: Fair settlementment andvservice

User's recommendation: Do NOT USE FARMERS INS. YOU WILL REGRET IT!!!

Julian G Won

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Verified Reviewer

J87477**** - No access to your website when traveling outside of the US

My house is currently insured by Farmers and the premium is now due, but I cannot change the credit card on file because access to your website from outside the US is blocked, and I am currently in Germany. This is a totally unnecessary restriction. Please lift it, so that I can access my account, even when I'm not at home. Thanks.
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Cons:
  • No access to website from overseas

Preferred solution: Deliver product or service ordered

Ty W Drw

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Verified Reviewer
| map-marker Broken Arrow, Oklahoma

So someone's grandmother or mother or wife isn't found dead inside their vechicle

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Farmers Insurance Group - So someone's grandmother or mother or wife isn't found dead inside...

I made the worst mistake by switching GEICO to Farmers insurance #1 I told Samantha Luker Brendon Luker her brother is the owner of Luker Farmers Insurance Tucson Az I had one stipulation and that was I wanted the EXACT SAME COVERAGE Samantha guaranteed I did NOT I had a zero glass deductible with GEICO there's a lot of Rocks in Az Two weeks after I stupidly switched Ins I have a cracked windshield I fo Magic Glass I need tbe front windshield replace because the crack grew to 3ft long I go to Magic Glass ok that will be $700 dollars nah I have a zero glass deductible NOT they say hey you owe $700 nope I have zero glass deductible, I drove around it's against the law to have a cracked windshield. I had to pay a shop in PHX $700 Samantha Luker flat out lied to me and the story is about to grt worse ois av

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User's recommendation: Avoid Farmers like the plague you'll be sorry and this windshield is nothing compared to what I'm about to tell you people doing this is our my expeyans concern for other fellow human beingsand As a former Air Force officer it's my duty to make other atent harms d

Shareef Cys

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Verified Reviewer
| map-marker Horowhenua, North Island

How I was belittled

I was told that since I didn't drive a newer Escalade that it should be taken to a company that the farmers company chooses to fix the last accident that happened on 11/28/23 not only that I was hit from behind and was cleared by the Judge but then they put it as my fault an drop my coverage without warning even if it takes legal help I will get justification look my car is still damaged and a safety issue that was caused by the company they chose to repair it cause it isn't a newer Escalade look I have message saved I will get help
View full review
Loss:
$2000
Pros:
  • I thought farmers was better than what they are
Cons:
  • None now that i know how u get treated

Preferred solution: I'm in the market for another company but my car still needs to be fixed and I need explanation on why they put me as fault the judge say I wasn't

User's recommendation: No matter what you drive u pay for respect and trust get it

Brian P Adq
map-marker Santiago, Santiago Metropolitan Region

Mishandling of my insurance and over charged

My car was struck, it was parked and I was inside. The driver of the other vehicle did come inside where I was and informed me that he struck my vehicle. We exchanged info. It took quite a while but, I did receive a check. Now, after paying for years through payroll deduction, I find out that it was put down I was at fault and have been paying outrageous money. This needs to be rectified and money paid back to me.
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Loss:
$3

Preferred solution: Full refund

Charles P Xzw

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Verified Reviewer

Insurance fraud

Farmers Insurance Group - Insurance fraud
Updated by user Oct 14, 2023

It has been two one half years. That is a violation of state law.

I would say it in one sentence. Farmers Insurance would say.

Come on in we will. Write you a policy and CHEAT you right.

Original review Sep 27, 2023
https://www.youtube.com/watch?v=iGe81m2Q6Sc&t=125s over 2 years Farmers had not refunded my unused home owners insurance / after closing my truck insurance and apartment insurance they continued to withdraw money out of my account for 6 months / the refunded only one month and said account closed / I have not received my money the illegally got. BEWARE OF THIS COMPANY violated state law by not closing the account on time https://www.youtube.com/channel/UCVH0EvlbYyv7Js9xlE4jbvg
View full review
Loss:
$1400
Cons:
  • Theives

Preferred solution: Full refund

User's recommendation: FRAUD / STEAl YOUR MONEY

2 comments
David D Tim

Sue them for fraud and theft, and claim Actual, compensatory and punitive damages for their wanton disregard for your rights to a full refund. If you hire a lawyer, he ir she will also demand attorney fees and court cost.

Guest
reply icon Replying to comment of David D Tim

I'm going to do that ? attorney / but what I want is the State to fine them for violation of state law. Then class action law suit.

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Ryan C Lpv

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Verified Reviewer
| map-marker Eugene, Oregon

Fraudulent Farmers Agent

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Still trying tk turn in the fraudulent AGENTS that refuse to browse my bristol west car wreck claim.
View full review
Loss:
$400000
Pros:
  • Great results great rates amazing people
Cons:
  • Satalite offices need better quality control

Preferred solution: Apology

User's recommendation: Vet local agents

David V Hqq

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Verified Reviewer
| map-marker Jacksboro, Texas

Zero service

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Classic antique truck hit by Progressive driver... still not fixed. Went to umpire... had Zero knowledge of vehicle n didnt talk to noted experts... must be redone with knowledgeable dodge truck expert. Service is The Worse! Preparing lawsuit now.
View full review
Loss:
$125000
Cons:
  • Idiots el sucko avoid

Preferred solution: Full refund

User's recommendation: FARMERS THE WORSE

Insurance Expert Talks

Insurance Claims Tips: What Red Flags to Watch Out

Apr 23, 2021

How to file an insurance claim? Why do you need a public adjuster? Vince Perri, CEO of Commercial Claims Advocate, shares his best tips about insurance claims. Find out how to deal with complex residential insurance claims and commercial losses.

Read full article
Vince Perri
Vince Perri

Vince Perri is a Expert Claims Adjuster and CEO of Commercial Claims Advocate. He has over 14 years of experience in handling large commercial losses and complex residential insurance claims.

Anonymous
map-marker Boston, Massachusetts

Former Agent!

Hello, Farmers Insurance! My name is Sherry Taylor and I am interested in opening my own office with you! I use to live in Calumet City, Illinois. I moved to Washington DC, things are Not good here. I would like to start working with you again! Would I be able to write under my license number? I prefer to have a new one, if possible! Please let me know at your earliest opportunity! Thank you!
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Anonymous
map-marker Baltimore, Maryland

To get famers fraud department

Farmers has been resposible for ensuring my vehicle is repaired and handed back to me. To date my vehicle remains at the shop, repairs completed and the shop is placing a mechanic lein on my car. My car being in the shop still is not all on farmers. The shop went ahead and did some repairs to my car without insurance approval and refuses to send supporting documents. My quarell is that this is frudulent and farmers should have gotten their fraud department involved, instead everyone sits by knowing the shop wont produce anything after countless emails. And im left to lose my car
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User's recommendation: If youre not in a certain tax bracket farmers aint for you

Curtis J Duf

Need a car lnsuramce

Batter service with your customers. I need to drop a car and ad a car but you can't help me I have own the phone with you for hours still can't get it done.
View full review
Loss:
$20

Preferred solution: Apology

About

Related Companies

Bristol West Insurance, 21st Century Insurance

Summary

Farmers Insurance Group provides insurance services since 1928. The company was started by John C. Tyler and Thomas E. Leathey. Headquartered in Los Angeles, California, Farmers consists of Foremost Insurance Group, the Bristol West Insurance Group, the 21st Century Insurance Group, Farmers New World Life Insurance Company and Farmers Financial Solutions, LLC. Insurance products offered by the company include auto and recreation insurance, life insurance, home insurance, and business insurance. Farmers Insurance Group has over 50 000 insurance agents and over 24 000 employees. The company also renders financial services: annuities and mutual funds.

Farmers Insurance Group reviews and complaints

Farmers Insurance Group is ranked 249 out of 1822 in Insurance category

Area Served

USA

Payment Methods

VISA

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